WHAT IS METRO 2?
- Metro 2 is the compliance standard created by the Consumer Data Industry Association
- The Consumer Data Industry Association uses Metro 2 to regulate the consumer data industry (credit reporting agencies and data furnishers)
- Metro 2 holds all financial institutions accountable to an industry standard
- If a company is reporting information on you to any credit bureau, they must use a compliant, Metro 2® Format
- Metro 2 is a series of alpha, numerical, and alpha numerical codes that make up your credit report
- Metro 2 is the language in which the credit bureaus' computer system E-Oscar speaks
-The credit bureaus and financial institutions use Metro 2 and E-Oscar to communicate all data being reported and investigated
- The Consumer Data Industry Association uses Metro 2 to regulate the consumer data industry (credit reporting agencies and data furnishers)
- Metro 2 holds all financial institutions accountable to an industry standard
- If a company is reporting information on you to any credit bureau, they must use a compliant, Metro 2® Format
- Metro 2 is a series of alpha, numerical, and alpha numerical codes that make up your credit report
- Metro 2 is the language in which the credit bureaus' computer system E-Oscar speaks
-The credit bureaus and financial institutions use Metro 2 and E-Oscar to communicate all data being reported and investigated
Why are the Metro 2 Challenge Methods we use the most efficient compliant-based, effective credit enhancement strategies in the industry?
- We use artificial intelligence to provide the credit bureaus with inconsistencies in their own compliance standard
- Since Metro 2 is the industry standard and foundation of accurate credit reporting, the credit bureaus must abide by their own reporting regulations
- According to Federal Law (the Fair Credit Reporting Act), 15 U.S.C. 1681s-2 (A)(1) states a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate
- Our Metro 2 challenges are not disputes, so they do not require long and questionable investigation periods that can take up to 45 days
- The Metro 2 challenge methods we use in our Premium Service guarantee to get you over a 700 score in 6 months or your money back, and we have never had to use our money back guarantee!
- Since Metro 2 is the industry standard and foundation of accurate credit reporting, the credit bureaus must abide by their own reporting regulations
- According to Federal Law (the Fair Credit Reporting Act), 15 U.S.C. 1681s-2 (A)(1) states a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate
- Our Metro 2 challenges are not disputes, so they do not require long and questionable investigation periods that can take up to 45 days
- The Metro 2 challenge methods we use in our Premium Service guarantee to get you over a 700 score in 6 months or your money back, and we have never had to use our money back guarantee!
